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cheapbag214s
Posted: Mon 7:07, 08 Jul 2013
Post subject: Single men are biggest bankruptcy risk-spun1
Single men are biggest bankruptcy risk,
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The Insolvency and Trustee Service Australia (ITSA) report says the most common age for declaring insolvency is 40 to 44 years,
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, with the most of declarations by single men.
"The chronilogical age of bankrupts has consistently increased since 2003,
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,
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, with the proportion of bankrupts aged 18 to 39 declining and people aged 40 and over increasing,
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," the report said.
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,
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, it said there were 23,
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,
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,125 bankrupts this year,
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,
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, of whom 57 percent were men,
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,
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, with 40 percent of those single and 29 per cent in their 40s.
The main drivers of personal bankruptcy were loss of work or income or unneccessary use of credit facilities,
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, while business-related bankruptcies were mostly down to economic conditions.
Around 48 per cent of bankrupts earned more than $30,
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,
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,000,
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, and 80 percent of personal insolvency debtors earned a minimum of that amount.
The report said 27 percent of bankrupts owed a minimum of $100,
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,000,
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,
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, while 69 percent of private insolvency debtors owed at least that amount.
Banks were owed the largest share of personal debt - 41 percent when it comes to bankrupts,
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,
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,
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, 58 per cent for debt agreement debtors and 25 per cent for personal insolvency debtors.
Credit cards taken into account 21 percent of bankrupts' personal debt, 18 percent of private insolvency agreement debt and a record 58 per cent of debt agreement debt.
A debt agreement assists debtors with unmanageable debt,
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,
http://blog.pekin-nanairo.com/2013/05/08_1707.html#comments
, while an insolvency agreement is really a flexible way for a debtor to come to a contract with creditors without going bankrupt.
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