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This window on the future can be a big advantage when planning a financial future for your family. Like a child, quality investments need time to grow and mature. By synchronizing an investment with your child's life, you can make long-term financial commitments that you might otherwise put off. For example, the birth of a child provides an excellent opportunity to begin funding a whole policy.
There is of course another benefit to life insurance-the one no one wants to talk about or even contemplate: It insures against unexpected death. This may seem like grim, uncaring use for your money, but you have to consider your whole family and its needs. Unpaid medical bills, funeral and burial expenses can rob a family's [url=http://www.rtnagel.com/airjordan.php]nike air jordan pas cher[/url] savings, college fund, and home equity. Life insurance is an inexpensive way to protect a family's financial future.

Easy to set up and continue funding, is a readymade investment that can build up substantial value over a long period of time. For example, by a child's twentieth birthday, the cash value of a whole life insurance policy taken out at birth will equal the premiums paid [url=http://www.sandvikfw.net/shopuk.php]hollister sale[/url] up to that time. A $15,000 policy that costs only $10 per month to fund would have a cash value of [url=http://www.gotprintsigns.com/hollisterpascher/]hollister[/url] $2,400. A $35,000 policy would have a cash value of about $5,700.
The cash value of a whole life policy is a liquid [url=http://www.gotprintsigns.com/uggpascher/]bottes ugg pas cher[/url] asset. It can be withdrawn in time of financial emergency and paid back at a later date. Since the policyholder acts as his or her own lender, credit history is irrelevant. The "loan" cannot be denied because it really is the policyholder's own money.
The birth of a child can change a parent's perspective on many things-work, family, career, and even small things like vacations, holidays, hobbies. Priorities can shift. Aspirations can morph into something new [url=http://www.lcdmo.com/hollister.php]hollister france[/url] and unexpected. Even time can take on new dimensions. Suddenly it becomes easier to visualize the future. Looking five, ten, even twenty years down the road is simplified by picturing a [url=http://www.orlando-apts.com/nfljerseys/]nfl jerseys[/url] child [url=http://www.gotprintsigns.com/hollisterpascher/]hollister france[/url] growing up.
The premiums for a baby's life insurance [url=http://www.gotprintsigns.com/uggpascher/]ugg pas cher[/url] policy are the lowest available. A whole life policy allows you to lock in these rates for a lifetime-literally. Critics of whole life insurance say [url=http://www.vivid-host.com/barbour.htm]barbour uk[/url] you might be better off investing the money in something else. The question [url=http://www.gotprintsigns.com/monclerpascher/]doudoune moncler pas cher[/url] is, what else can you invest in for just $10 a month?
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