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If you belong to a large association you may want to look into group healthcare. Many associations are eligible to be insured under lower group rates. Insurance companies refer to such associations as affinity groups. They have been marketing to these types of groups, full [url=http://www.jeremyparendt.com/jimmy-choo.php]jimmy choo paris[/url] force, in order to increase affinity insurance sales. This is a working definition of affinity insurance sales.

In order to increase affinity insurance sales they have been working closely with upper level management of affinity groups to design insurance packages that will be attractive to the membership. The affinity insurance sales within the association will not only provide commissions for the agent but also become a [url=http://www.jeremyparendt.com/Barbour-Paris.php]barbour pas cher soldes[/url] source of revenue for the group.

There are some problems besetting affinity insurance sales that cannot be overlooked. It has to do with State regulations. As of this writing individual States have their own laws and regulations regarding the sale of insurance within their borders. This affects affinity insurance sales because it quite often means that the state sets what they can offer and to whom.

In some states associations are prohibited from [url=http://www.tagverts.com/barbour.php]barbour online shop[/url] offering special group only health plans, they reserve this right for small businesses only. Instead of trying to get affinity insurance sales in those states, insurance companies offer the association a service that lets the members shop for an appropriate health care package.

Affinity insurance sales generally encompass three types of insurance. Liability and casualty, Individual and group and executive or Key Man benefits.

The packages for Liability/casualty often include Fire, Earthquake, Personal auto, homeowners/renters, professional/business, property/casualty, commercial vehicle and personal liability. These are the items that extra coverage often would make a big difference if the worst case scenario happened.

The group or individual benefits cover such things as health, dental, disability, vision, prescriptions, term life, and accidental death. It may also include health savings accounts, [url=http://www.rtnagel.com/airjordan.php]nike air jordan pas cher[/url] long term care insurance, flexible benefits and reimbursement accounts.

Key man or executive insurance covers and executive bonus, disability, retirement, medical [url=http://www.shewyne.com/woolrichoutlet.html]woolrich sito ufficiale[/url] reimbursement and long term care.

Even with the regulations that are in place affinity insurance sales are not impossible in most states. These group insurance packages can be great for charities and the [url=http://www.fayatindia.com/giuseppe-zanotti.html]giuseppe zanotti[/url] beneficiaries of the charity. Charities like the RSPCA, MS society and some for senior citizens are providing insurance [url=http://www.lcdmo.com/hollister.php]hollister pas cher[/url] coverage that their beneficiaries [url=http://www.shewyne.com/hoganoutlet.html]hogan outlet[/url] might otherwise be priced out of. the definition of affinity insurance sales can be further explored by looking at whom it serves.

A prime example of the good affinity insurance sales is doing for the community is the case of a charity called Unlock. Ex-offenders are the one segment of the population that are deemed uninsurable and if they live with you chances are your claim on a valid policy could be denied. This has happened to a lot of people that were merely trying to help a son/daughter back on their feet. Unlock went to bat for these people who are only trying to [url=http://www.osterblade.com]moncler outlet[/url] get a second chance at life. They provide life, health, auto and business insurance for ex-offenders so that they truly can begin to live a rehabilitated life.

Learn more about affinity insurance sales and [url=http://www.jeremyparendt.com/jimmy-choo.php]jimmy choo chaussures[/url] see if it might be [url=http://www.shewyne.com/hoganoutlet.html]hogan sito ufficiale[/url] just the ticket for your group or charity. You can find more information online. Like any thing that is put together by a business the definition of affinity insurance sales are open to interpretation.

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